1. INTRODUCTION

Nigeriabd.com ("Nigeriabd", "we", "us", or "our") respects your privacy and is committed to protecting your personal data.

This Privacy Policy explains how we collect, use, store, share, and protect information obtained from users ("you", "your") when you access or use our website, services, and business directory platform.

This Policy is issued in compliance with the Nigeria Data Protection Act (NDPA), 2023, and other applicable data protection regulations.

2. SCOPE OF THIS POLICY

This Policy applies to:

• Visitors to Nigeriabd.com
• Registered users and business owners
• Individuals requesting CAC registration or business verification services
• Any interaction with our platform, APIs, forms, or communication channels

3. INFORMATION WE COLLECT

3.1 Personal Information

We may collect the following personal data:

• Full name
• Email address
• Phone number
• Residential or business address
• Identification details (where required for CAC processing)
• Login credentials (hashed and secured)

3.2 Business Information

For directory listing and CAC services, we may collect:

• Business name
• Nature of business
• Business address
• Director(s) and shareholder details
• CAC-related documents and registration information

3.3 Technical & Usage Information

Automatically collected data includes:

• IP address
• Browser type and device information
• Pages visited and interaction data
• Cookies and similar tracking technologies

4. LEGAL BASIS FOR PROCESSING

We process personal data on the following lawful bases:

• Consent – where you provide explicit permission
• Contractual necessity – to provide requested services
• Legal obligation – compliance with CAC and regulatory requirements
• Legitimate interest – platform security, fraud prevention, and service improvement

5. HOW WE USE YOUR INFORMATION

We use collected data to:

• Provide and manage business listings
• Facilitate CAC registration and verification services
• Communicate service updates and notifications
• Verify identity and prevent fraud
• Improve platform performance and user experience
• Comply with legal and regulatory obligations

6. CAC REGISTRATION & THIRD-PARTY DISCLOSURE

Where you request CAC-related services:

• Your information may be submitted to the Corporate Affairs Commission (CAC)
• Data may be shared with trusted third-party service providers strictly for service delivery
• We do not sell personal data to third parties

All third parties are required to comply with applicable data protection laws.

7. BUSINESS DIRECTORY VISIBILITY

Certain business information submitted for listing may be publicly visible, including:

• Business name
• Business category
• Location
• Contact details (where provided for public display)
• CAC registration number

8. DATA RETENTION

We retain personal data only for as long as necessary to:

• Fulfil service obligations
• Meet legal and regulatory requirements
• Resolve disputes and enforce agreements

When data is no longer required, it is securely deleted or anonymized.

9. DATA SECURITY

We implement appropriate technical and organizational safeguards, including:

• Encryption of sensitive data
• Secure servers and access controls
• Limited access to authorized personnel only

10. COOKIES & TRACKING TECHNOLOGIES

Nigeriabd.com uses cookies to:

• Improve website functionality
• Analyze traffic and usage patterns
• Remember user preferences

You may manage or disable cookies via your browser settings, though some features may be affected.

11. YOUR DATA PROTECTION RIGHTS

Under the NDPA, you have the right to:

• Access your personal data
• Request correction of inaccurate information
• Request deletion (where legally permissible)
• Withdraw consent at any time
• Object to certain data processing activities

Requests can be made via the contact details below.

12. INTERNATIONAL DATA TRANSFERS

Where data is transferred outside Nigeria:

• Appropriate safeguards will be implemented
• Transfers will comply with NDPA requirements

13. CHILDREN'S PRIVACY

Nigeriabd.com does not knowingly collect data from individuals under 18 years of age.

If such data is identified, it will be promptly deleted.

14. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy periodically.

Changes become effective immediately upon publication on the website. Continued use of the platform constitutes acceptance of the revised Policy.

15. CONTACT INFORMATION

For privacy-related inquiries or data requests: